Transfer fees hurting your wallet? Here’s one way you can send money to your loved ones this Christmas for free
Thinking of giving money as Christmas gifts this year?
Christmas is a time to be generous as you express your love and appreciation to the special people in your life.
If you have run out of gift ideas for your loved ones this holiday season, remember that you can’t go wrong with cash. This way, you’re sure that they can get themselves what they want or just save it for a future expense.
Amid the holiday rush, you may be opting for digital transfers to avoid the hassle of having to endure long queues at the ATM to physically withdraw your money. But still, it doesn’t mean it won’t make a dent in your wallet as interbank transfer fees usually cost between P15 and P25.
Thankfully, GoTyme Bank is here to make digital banking simple and stress-free during the holiday season and beyond through free transfers, rewards, and secure savings.
If you’re a GoTyme Bank user, you can enjoy 20 free InstaPay transfers every month to any bank. There’s also no need to fret when you reach the said limit as it still won’t cost much: You would have to shell out only P9 per transfer, which you can pay using your Go Rewards points. For every P100 spent in its partner stores such as Robinsons Supermarket, Shopwise, The Marketplace, and ToysRUs, you can earn 1 point; for other shops, it’s a point per P500. Check out the full list of its partner establishments here.

But that’s not all. There are other perks that come with being a GoTyme user. On its GoSave feature, you can enjoy competitive interest rates with advanced security features, ensuring that the money you worked hard for is protected at all times.
The best part? Every time you swipe it, you can even score a chance to fly to Australia with a +1 for the AFC Women’s Asian Cup 2026 for free. Talk about the perfect Christmas gift for your football-loving friend.
Switch to GoTyme Bank and enjoy 20 free InstaPay transfers every month. Open your account and get your free debit card in just 5 minutes at any GoTyme Bank kiosk nationwide and start sending love without fees.
Plus, use your GoTyme Visa Debit Card and get a chance to score an all-expense-paid trip for two to Australia for the AFC Women’s Asian Cup 2026! Every ₱1,000 spend = 1 raffle entry, and overseas transactions earn 3X entries. Promo runs from Dec. 12, 2025 to Jan. 7, 2026 with DTI Fair Trade Permit No. FTEB-244801 Series of 2025.
Follow @gotymebank and join the journey with #ItsGoTymeToGive.
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Editor’s Note: BrandedUp is designed to provide you with insightful, inspiring, and educational content created by PhilSTAR L!fe in collaboration with brands like GoTyme Bank.

