BDO Pay: Your key to seamless transactions and financial freedom
From bustling market stalls to the fast-paced lives of young professionals and the budgeting challenges of modern families, many Filipinos are using BDO Pay to transform the way they pay.
Here are the stories of three individuals—a Gen Z market vendor, a tech-savvy young professional, and a budgeting parent—each with a unique story of how the mobile app has simplified their financial lives, offering convenience, security, and control in today's cashless world.
Kelly Neria of Posh Pets: Elevating pet fashion with BDO Pay

Kelly Neria, the innovative owner of Posh Pets, is revolutionizing the pet apparel and accessories market with her premium, Filipino-designed creations.
Recognizing the importance of technology in today's business landscape, Kelly has seamlessly integrated BDO Pay into her operations.
As she puts it, "Technology plays a huge role in how I run Posh Pets."
Selling both online and at bazaars, she relies on BDO Pay to provide a smooth and convenient payment experience for her customers.
She particularly appreciates the QR code feature: "The QR code feature really stands out. It makes transactions quick and hassle-free, especially during bazaars when there are busy moments."
BDO Pay has not only streamlined Posh Pets' sales process but also enhanced its operational efficiency. With instant and secure transactions, Kelly no longer worries about handling large amounts of cash, reducing risks, and providing peace of mind.
"BDO Pay helps me run Posh Pets more safely because all transactions are cashless and secure," she says.
The cost-effectiveness of BDO Pay is also a significant advantage: "When customers pay BDO to BDO, there’s no service fee. That makes a big difference for both us and our customers."
For Kelly, BDO Pay is more than just a payment method; it's a tool that empowers her to focus on customer experience and the creative side of her business.
"I think my fellow entrepreneurs should consider using BDO Pay because it will make both their lives and their customers’ lives easier."
Jeffrey Mariano: A young professional's perspective on BDO Pay

Jeffrey Mariano, a 31-year-old designer focusing on office spaces and schools, embodies the modern, tech-savvy young professional.
Since opening his BDO account in 2021, Jeffrey has embraced BDO Pay as an essential tool for managing his finances. "At first, I was hesitant—another app on my phone?—but I soon realized how convenient it is for managing my finances," he admits.
Jeffrey uses the app to track and manage his expenses efficiently.
"BDO Pay allows users to see exactly where their money is going," he explains. "In my case, I use it to budget smarter and avoid overspending.”
“I can track my bills, savings, as well as rewards points, all in one place, making financial planning efficient and less stressful."
The convenience of BDO Pay extends to Jeffrey's everyday life. "I usually use BDO Pay whenever possible," he says.
BDO Pay positively impacts various aspects of Jeffrey's life as a young professional. He can quickly pay his monthly dues with just one click, avoiding disruptions to his workday.
He also uses it for online shopping, noting, "I just choose BDO Pay as payment method, or scan the QR code, approve with biometrics, and the payment goes through instantly. It makes the whole experience hassle-free."
The Split Bill feature is another favorite: "The Split Bill feature is super practical—it takes away the hassle of calculating and notifies everyone with just one tap."
He also finds sending money or help to others quick and easy.
Jeffrey emphasizes the app’s simplicity and integration with his lifestyle: "I choose BDO Pay because it keeps things simple. I can transfer reward points to my SM Advantage card for deals and discounts, plus grab exclusive vacation offers—perfect for a millennial like me who loves traveling and staying balanced."
Flord Nicson: Balancing family, business, and finances with BDO Pay

Flord Nicson, an entrepreneur, influencer, and dedicated family man, juggles the demands of business and family life with the help of BDO Pay.
With three daughters and one son, Flord understands the importance of efficient and reliable financial management.
"I use BDO Pay because money transfer is fast and efficient," Flord explains.
As the head of his household, he relies on BDO Pay to simplify various aspects of family finances. "Paying bills, sending money, and managing expenses are easier since everything is done in just a few clicks,” he says.
BDO Pay also plays a crucial role in Flord's approach to budgeting and financial transparency within his family. "I use the app to track where the money goes," he continues.
"I also share updates with my family so everyone knows the budget."
Beyond its practical benefits, Flord sees BDO Pay as a tool for teaching his children about financial literacy. "It shows them how to handle money responsibly and track spending," he notes, emphasizing the importance of instilling good financial habits from a young age.
Flord enthusiastically recommends BDO Pay to fellow parents. "It makes family finances simpler and safer," he asserts.
His advice to other parents is clear: "Use tools like this to save time and reduce stress."
To kids who are starting to handle their own money, Flord offers this message: "Start early, be responsible, and use BDO Pay to learn how to manage money. It’s safe and reliable."
For Flord, BDO Pay seamlessly integrates into his life as a busy working parent and involved dad. "It saves me time, keeps me organized, and lets me focus on my family," he says.
Whether it's streamlining transactions for Kelly's Posh Pets, simplifying expense tracking for Jeffrey's busy career, or empowering Flord to track his family's transactions with ease, BDO Pay is clearly making a tangible difference in the lives of its users.
These stories highlight not just the convenience of cashless payments but the potential for greater financial well-being and empowerment that BDO Pay unlocks for Filipinos embracing the digital age.
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Editor's note: BrandedUp is designed to provide you with insightful, inspiring, and educational content created by The Philippine STAR in collaboration with brands like BDO.
