Boost your goals with savings that earn up to 8% p.a. from Maya Personal Goals

Imagine boarding that plane to your dream destination, unboxing the gadget upgrade you’ve been saving for, or finally scoring the funds for your stan life—from concert tickets to merch drops.

Every goal feels more within reach when your money grows with you. With Maya Personal Goals, those milestones are closer than ever.

As the number one digital bank in the Philippines, Maya powers your personal goals with up to 8 percent interest per year—a real boost for your savings. And the best part? It’s effortless, flexible, and all managed right in the Maya app. 

Think of it as your personal piggy bank, one that actually pays off.

Supercharged savings made simple

Earn more as you save. With Maya Personal Goals, the more you save, the more you earn. Each goal account starts at four percent per year, and your rate increases every time you add P20,000—stacking up to a maximum of eight percent p.a.

Multiple goals, one app. Different dreams deserve their own space. Maya lets you create up to five goal accounts, so you can save for travel, gadgets, concerts, or even your K-pop stan life—all in one app.

Flexibility without the fees. Unlike traditional savings products, Maya Personal Goals puts you in control. There are no lock-up periods or cancellation fees, so you can save at your own pace and access your money whenever you need it.

Savings you can trust. Maya is BSP-licensed and PDIC-insured for up to P1 million, letting you grow your money with peace of mind, knowing your funds are protected every step of the way.

Just follow these steps to get started:

1. Set up your goal. Go to the Savings tab in the Maya app. Name your goal, set a due date, and assign your target amount.
2. Fund your goal. Deposit from your Maya Savings, Maya Wallet, or other banks—seamlessly, all inside the app.
3. Start earning. Deposits from P1 to P20,000 earn four percent p.a per goal.
4. Save more to boost. Every additional P20,000 you deposit unlocks its own higher rate—stacking up to eight percent p.a. on deposits up to P100,000. Amounts above ₱100,000 do not earn interest.

With Maya Personal Goals, saving becomes more than just a habit—it’s a smarter way to turn your bucket list into reality. Big or small, every dream feels within reach when your money is growing with Maya.

Visit maya.ph or mayabank.ph, and follow @Mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to P1 million per depositor.

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Editor’s Note: This article was provided by Maya.